This manual has been discontinued.
If you have purchased access, please use the link to the right.
Texas usury law is complicated and restrictive, containing many traps for the unwary.
If you're making loans in Texas, you can't do without this publication! It provides an easy-to-understand explanation of the complex laws on usury, loan fees and required disclosures, to name but a few. The book also contains an overview of home equity lending laws, including a discussion of 2011 changes to the home equity laws.
Revised: December 2011
Author: Mark Morris, JPMorgan Chase Bank